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Cabot Underwriters

Managing General Underwriter

Established in 2013, Cabot Underwriters, LLC is a full service Managing General Underwriter specializing in medical stop loss coverages for self-insured groups. Supported by a culture of innovation, problem solving, and collaboration, Cabot provides comprehensive solutions to policyholders and their advisors.

Cabot understands that in order to achieve success within the medical stop loss market, firms must develop a culture that is client-centric. The staff of seasoned insurance professionals at Cabot understand the complexity of the decisions facing self-insured employers and value the participation of the broker and TPA in the stop loss acquisition process.

We offer a wide range of options and pricing through our highly-rated carrier relationships.

Guidelines

The underwriting department at Cabot is committed to service excellence and creativity in underwriting. Our experienced underwriting professionals provide timely, competitively rated quotes for specific and/or aggregate medical stop loss insurance.

ISSUING CARRIER

Cabot has a primary underwriting relationship with an “A-” rated New York domicile insurance carrier, and as such we accept rfp’s from all 50 states . In addition, Cabot also underwrites on behalf of two additional “A+” insurance carriers, in the attempt to diffuse any channel conflicts that may arise.

Minimum Lives:

50 employees

Other Minimum Requirements:

Minimum Specific Deductible: $35,000
Minimum Annual Premium: $100,000 (net)

Ineligible Industries:

MEWA’s, Employee Leasing Companies, PEO’s, non-Taft Hartley Unions, Associations

We may quote on an exception basis, depending on the information submitted: Oil and Gas drilling, Water Transportation, Mining Companies, Non-Profit Entities, Long and Short Haul Trucking, and Casinos

Manual Quotes:

For groups less than 100 covered employees, with no experience, we will offer a specific only quote. Completed health statements may be required.

Contract Basis:

Available for all groups: 24/12, 18/12, 15/12, 12/12 and 12/15

Excess Loss
Reinsurance Optional Features:

Aggregating Specific • Specific Advance • Specific Terminal Liability • Aggregate Accommodation • Aggregate Terminal Liability

Information

Medical stop loss premium payments are due to Cabot Underwriters, LLC, within 30 days from the first of the month for which coverage is applicable. Please see the Excess Risk Policy for complete premium provisions.

You may mail premium payments to:

Cabot Underwriters, LLC
216 Sun Vista Court North
Treasure Island, Florida 33706

Cabot Underwriters

Mark A. Musser
President/CEO

T: 608.712.7370
E: mmusser@cabotuw.com

If you’re a health plan, insurance company, TPA or broker that needs assistance in placing medical stop loss coverage, or need access to other resources within the organization, please, contact us. We look forward to providing our best to you and your clients.

Thank you.

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Cabot Underwriters

Managing General Underwriter

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Cabot Underwriters